DhanishiVentures Pvt Ltd

Child education calculator

Estimate what your child’s higher education will cost when the time comes, and the monthly SIP needed to fund it.

yrs
020
yrs
1530
₹
₹1 L₹10 Cr
%
0%20%
%
1%50%
₹
₹0₹5 Cr

Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.

How it works

About the child education calculator

Education costs in India have historically risen faster than general inflation. Starting early gives a SIP more years to compound, which keeps the monthly amount manageable.

The formula

Future cost = C × (1 + i)n; SIP covers Future cost − savings × (1 + R)n

n = years until the education starts.

Frequently asked questions

What inflation should I use for education?

Many planners use 8% to 10% for higher education, higher than general inflation. You can change the rate to test different scenarios.

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