Calculators that make the numbers clear.
Plan investments and loans in seconds. Every calculator is free, works on your phone and shows a year-by-year breakdown.
Investment calculators
SIPs, lumpsums, withdrawals and goals: see how your money could grow.
SIP calculator
Work out what a monthly SIP could grow to. Invest from ₹500 to ₹1 crore a month, for up to 100 years, at any expected return, and add an annual step-up.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
Step-up SIP calculator
See how much more you could build by increasing your SIP every year, by a percentage of the instalment or by a fixed rupee amount.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
Lumpsum calculator
Estimate the future value of a one-time investment at the return you expect.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
SWP calculator
See how long a corpus lasts, and what is left, when you withdraw a fixed amount every month while the rest stays invested.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
STP calculator
Park a lumpsum in one fund and transfer a fixed amount every month into another. See the value of both at the end.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
Goal SIP calculator
Tell us what a goal costs today and when you need it. We adjust for inflation and show the monthly SIP, or the lumpsum, that gets you there.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
Retirement calculator
Estimate the corpus you need to cover your expenses through retirement, and the monthly SIP that would build it.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
Child education calculator
Estimate what your child’s higher education will cost when the time comes, and the monthly SIP needed to fund it.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
Inflation calculator
See what something that costs a given amount today will cost in the future, and how much today’s money will really be worth.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
Cost of delay calculator
Compare starting a SIP today with starting a few months or years later, over the same end date.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
CAGR calculator
Find the compound annual growth rate between a starting value and an ending value.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
Compound interest calculator
Calculate the maturity value of a deposit or investment with yearly, half-yearly, quarterly or monthly compounding.
Year-by-year breakdown
Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.
Loan calculators
EMIs for every kind of loan, plus eligibility, prepayment and balance transfer.
Loan EMI calculator
Calculate the monthly EMI, total interest and year-by-year repayment schedule for any loan.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Home loan EMI calculator
Plan your home purchase: see the EMI, the total interest over the loan and how quickly the principal comes down.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Loan against property EMI calculator
Estimate the EMI on a loan against your residential or commercial property.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Business loan EMI calculator
Work out the EMI on a business term loan, so you can plan cash flow before you borrow.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Personal loan EMI calculator
Check the EMI and total interest on a personal loan before you apply.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Car loan EMI calculator
See the EMI on a new or used car loan for the amount and tenure you choose.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Two-wheeler loan EMI calculator
Estimate the EMI on a loan for a motorcycle or scooter.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Education loan EMI calculator
Estimate the EMI on an education loan for studies in India or abroad.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Gold loan EMI calculator
Estimate the EMI on a loan against gold jewellery.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Loan against securities EMI calculator
Estimate the EMI on a loan against your mutual funds or shares, taken without selling them.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Loan eligibility calculator
Estimate how large a loan you may qualify for, based on your income and the EMIs you already pay.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Loan prepayment calculator
See how much interest a part-prepayment saves, and whether to shorten the tenure or lower the EMI.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Balance transfer calculator
Find out whether moving your loan to a lender with a lower rate is worth it after costs.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.
Flat vs reducing rate calculator
Convert a flat interest rate into its equivalent reducing-balance rate, so you can compare loan offers fairly.
Year-by-year breakdown
Illustration only. Actual EMI, rate, eligibility and charges are decided by the lender and depend on its credit assessment. Loans are subject to the lender’s approval.