Goal SIP calculator

Tell us what a goal costs today and when you need it. We adjust for inflation and show the monthly SIP, or the lumpsum, that gets you there.

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Cost of goal today

₹

₹10K₹100 Cr

Years to goal

yrs

1 yr60 yrs

Inflation (% p.a.)

0%20%

Expected return (% p.a.)

1%50%

Illustration only. Returns are assumed and not guaranteed; mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Dhanishi Ventures is a mutual fund distributor and does not provide investment advice.

How it works

About the goal SIP calculator

Most goals, such as a home, a car, a wedding or a world trip, cost more in the future than they do today. This calculator first inflates today’s cost to the year you need the money, then works out the monthly SIP that would reach it.

The formula

Future cost = C × (1 + i)ⁿ; SIP = Future cost ÷ ([((1 + r)^N − 1) ÷ r] × (1 + r))

i = inflation, r = annual return ÷ 12, N = months to goal.

Frequently asked questions

Why include inflation?

Prices rise every year. A goal that costs ₹10 lakh today could cost about ₹18 lakh in ten years at 6% inflation; planning for today’s price leaves a gap.

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